
New Construction Homes Under $400K
Yes, brand-new homes under $400,000 still exist in the Upstate. Explore active builds, quick move-ins, and planned phases across Greenville, Spartanburg, and Anderson counties below.
Builder Incentives: Don't Judge a Home by Price Alone
Two new homes priced at $375,000 can have wildly different monthly payments and out-of-pocket costs. Many national and regional builders offer aggressive financing promotions that aren't advertised on public MLS feeds.
Mortgage Rate Buydowns
Builders frequently buy down mortgage interest rates into the 4s or 5s through their preferred lenders, saving hundreds per month compared to standard market rates.
Up to $10K–$20K in Closing Costs
Closing credit promotions can cover lender fees, title, escrow, and prepaid taxes so you keep significantly more cash in your bank account on closing day.
Quick Move-In Markdowns
Completed inventory specs or standing homes near quarter-end often receive additional price cuts, free appliance packages, or fenced yards to close fast.
*Builder incentives vary by neighborhood, specific lot/inventory home, preferred lender qualification, and promotional window. Offers change weekly.
Found a Home on the Map You Like?
Send us the address or community name. We will contact the builder directly to pull their current incentive sheet, rate buydown terms, and available lot credits for you.
Don't Visit the Model Home Alone
The on-site sales agent represents the builder's bottom line. Having Gary & Lori Barnett represent you ensures your earnest money is protected, independent home inspections are handled, and every available builder incentive is negotiated into your contract.
Watch All Counties Community Tours
Tour model homes, neighborhood amenities, construction progress, and community layouts across All Counties before spending your weekend driving from builder to builder.